Terms and conditions

Last Updated: May 10, 2026

 

1. ACCEPTANCE OF TERMS

By using our website, purchasing our products, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

 

2. SERVICES PROVIDED

Business Church Life offers faith-based business coaching services, digital products, courses, memberships, and resources designed specifically for Christian women over 40 transitioning into entrepreneurship. Services include but are not limited to:

  • Business Breakthrough Sessions (one-on-one coaching)
  • Bigger Calling Collective (monthly membership community)
  • Launch Your Calling™ (group coaching program)
  • The Christian Woman’s Blueprint to Her First Coaching Clients (self-paced course)
  • Digital workbooks, eBooks, guides, and downloadable resources
  • Private podcasts, quizzes, and lead magnets
  • Newsletters and email communications

 

3. ELIGIBILITY

You must be at least 18 years of age to purchase our services or products. By making a purchase, you represent and warrant that you meet this age requirement.

 

4. PAYMENT TERMS

Payment Processing: All payments are processed securely through third-party payment processors including ThriveCart, Stripe, Square, and PayPal. We do not store your complete credit card information.

Pricing: Prices are subject to change without notice. The price you pay is the price displayed at the time of purchase.

Payment Plans: If payment plans are offered, you agree to make payments according to the agreed-upon schedule. Failure to complete payment will result in immediate suspension of access to all program materials, resources, and community access. Any materials accessed prior to default remain subject to the intellectual property restrictions in Section 6. Partial completion of a payment plan does not entitle you to retain, use, or redistribute any program materials.

Currency: All prices are listed in U.S. Dollars (USD).

 

5. REFUND POLICY

Due to the nature of our digital products, coaching services, and immediate access to materials, ALL SALES ARE FINAL. By completing your purchase, you confirm that you have read and agreed to this no-refund policy.

No refunds will be issued under the following circumstances:

  • Digital Products: eBooks, workbooks, guides, courses, private podcasts, and downloadable resources. Once access has been granted or the product has been delivered electronically, no refunds will be issued.
  • Coaching Services: Business Breakthrough Sessions, group coaching programs including Launch Your Calling™, and membership communities including Bigger Calling Collective. No refunds will be provided once a coaching session has been scheduled, a program has commenced, or membership access has been granted.
  • Change of Mind: We do not provide refunds based on change of mind, buyer’s remorse, or dissatisfaction with results if you did not actively participate in or complete the program or service as outlined.

Exceptions:

  • Technical Issues: If you experience technical difficulties that prevent you from accessing purchased products through no fault of your own, and we are unable to resolve the issue within a reasonable timeframe, we may, at our sole discretion, offer a refund or alternative resolution.
  • Duplicate Purchases: If you accidentally make a duplicate purchase of the same product, please contact us within 48 hours. We will verify the duplicate against transaction records. Refunds for duplicate purchases are issued solely at our discretion and only upon confirmation of the duplicate charge in our payment records.

 

To Request an Exception: Contact us at support@businesschurchlife.com within 7 days of purchase with your full name, order/transaction number, detailed explanation, and supporting documentation. All refund requests are reviewed on a case-by-case basis. Our decision is final.

 

6. INTELLECTUAL PROPERTY

All content on this website and within our programs, including but not limited to text, graphics, logos, images, videos, audio lessons, digital downloads, course materials, proprietary frameworks (including the Corporate Exodus Method™ and the CLARITY-to-CALLING™ Method), workbooks, and templates, is the property of Business Church Life or its content suppliers and is protected by United States and international copyright laws.

You may not:

  • Reproduce, distribute, modify, display, or create derivative works from our content without express written permission
  • Share, sell, or redistribute purchased digital products or course materials to any third party
  • Record, screenshot, or share coaching sessions, group calls, or Skool community content without prior written permission
  • Screenshot or redistribute Skool community posts, member discussions, or any content from our private membership community
  • Share, reproduce, or distribute audio lessons from Launch Your Calling™ or any audio-first program in any format
  • Use our proprietary methods or frameworks for commercial purposes without written authorization
  • Use our materials for commercial purposes without authorization

 

7. LICENSE TO USE MATERIALS

Upon purchase of digital products or enrollment in programs, you are granted a non-exclusive, non-transferable, personal license to use the materials for your own personal development and business building. This license does not permit you to resell, redistribute, sublicense, or share materials with others. Access to program materials does not transfer ownership of any intellectual property.

Note on AI-Assisted Content: Some of our content, resources, and materials may incorporate AI tools as part of the production process. All content, regardless of production method, is owned by Business Church Life and protected by the intellectual property terms above.

 

8. USER CONDUCT

You agree to use our website and services in a lawful manner and will not:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful code, viruses, or malicious software
  • Harass, abuse, or harm other users or our team
  • Use our services for any fraudulent or unauthorized purpose
  • Impersonate any person or entity

 

9. COMMUNITY GUIDELINES

Participation in our communities, including the Bigger Calling Collective on Skool, requires:

  • Respectful, kind communication aligned with Christian values
  • Confidentiality regarding other members’ shared experiences and content
  • No screenshot, recording, or redistribution of community content
  • No spam, self-promotion without permission, or unrelated content
  • No harassment, discrimination, or attacks on other members

We reserve the right to remove any member who violates these guidelines without refund.

 

10. DISCLAIMERS

No Guarantees of Results: While we provide strategic frameworks, coaching, and resources, your success depends on your individual effort, circumstances, background, and execution. We make no guarantees regarding income, client acquisition, or specific business outcomes. Results vary and are not guaranteed. Any client results or testimonials shared are not typical and do not represent what you can expect to achieve.

Not Professional Advice: Our coaching and materials are educational in nature and do not constitute legal, financial, tax, or medical advice. Consult appropriate licensed professionals for specific advice related to your situation.

Faith-Based Content: Our content integrates Christian faith perspectives. While we welcome people of all backgrounds, our teachings and frameworks are rooted in biblical principles.

External Links: Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of these external sites.

 

11. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Business Church Life, its owner, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use or inability to use our services, any unauthorized access to our servers, or any errors or omissions in content.

 

12. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Business Church Life and its owner from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your use of our services.

 

13. MODIFICATION OF TERMS

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

 

14. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States. Any legal action or proceeding relating to your access to or use of our services shall be instituted in a state or federal court in Escambia County, Florida.

 

15. DISPUTE RESOLUTION

Informal Resolution: If you have a dispute with us, please contact us first at support@businesschurchlife.com to attempt to resolve the matter informally.

Arbitration Agreement: Any dispute that cannot be resolved informally shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Pensacola, Florida.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between you and Business Church Life individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.

 

16. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Earnings Disclaimer, and any product-specific terms presented at point of purchase, constitute the entire agreement between you and Business Church Life regarding our services and supersede any prior agreements.